Best 6 Benefits of Health Insurance
Taking health insurance becomes a must in view of the increasing cases of serious health problems and costly medical services. For this, you have to pay certain premiums at regular intervals, but you are saved from stress and a lot of financial troubles during medical emergency. That is, you do not have to face financial compulsion to get treatment in an emergency. (News And Health Help )
BENEFITS OF HEALTH INSURANCE |
Benefits of health insurance
1. No Claim Bonus (NCB)
The person who is insured gets some bonus points if he has not filed any claim in the previous year.
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2. free medical checkup
Insurance policies also have the option of health checkup. Many insurance companies also provide the facility of health checkup on the basis of your previous NCB. You should take advantage of health checkups, so that you can also be safe from any serious illness.
3. Tax exemption benefits
The premium paid for health insurance is tax exempt under Section 80D of the Payment of Income Tax Act. You can also get this information from the insurance company.
4. Free treatment facility
If you have health insurance then you do not need to worry about money during the treatment as insurance companies have tie-ups with different hospitals. This gives you cashless facility to get your treatment done. That is, give your insurance information to the hospital and get your treatment done.
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5. Coverage before and after recruitment
The insurance policy covers the period before, during and after hospitalization up to 60 days after hospitalization. It depends on which plan you have taken. That is, care should be taken in taking the plan.
6. Transportation cost
The insurance policy also covers the fare of an ambulance to bring the patient to the hospital. (News And Health Help )
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